ATM Cardholders Withdrawal Limits:
Daily Limit: $300
3-Day Limit: $900
After 12:00 midnight your daily limit refreshes and you begin a new day with access to your daily limit of $300.
Debit Cardholders Withdrawal Limits:
Daily Limit: $1,000
3-Day Limit: $2,500
After 12:00 midnight your daily limit refreshes and you begin a new day with access to your daily limit of $1,000. You may only use $2,500 within a three day time frame, unless you contact the bank.
If you need to make a large item purchase greater than $1,000.00 with your debit card, just call the bank and request to have your daily limit raised to the amount needed plus any other transactions you may be making on the same day. When these transaction(s) posts to your account, we will lower your limits back to their original amounts.
Deposits may be made in our ATM terminal 24 hours a day/7 days a week. SHAZAM will give you immediate credit on your ATM/Debit card balance for your use of cash withdrawals and purchases. However, ATM deposits made after 12:00 noon will not appear on your bank records until the next business day. To avoid any delays in making cash withdrawals and purchases, please use our ATM for deposits.
New Card Holders:
When signing up for your Debit/ATM cards, you have a choice to select your own 4 Digit PIN Number (EZ Pin) or let SHAZAM send you a PIN (mailed separately, two days after you receive your card). Please be sure to tell our Customer Service Representative that is printing your application which you would prefer.